By Donna Marks, a Mortgage Adviser in Wellington
The changes to the Credit Contracts and Consumer Finance Act 2003 (CCCFA) announced by the Government earlier in June 2022, are due to come into
In its latest budget (May 2022), the New Zealand Government announced a raft of changes that would help more first home buyers get into their
On December 1, 2021, the laws around lending money to consumers in New Zealand were changed. Under the new regulations, all lenders are required to
Most homeowners tend to set their home loan structure and then forget about it. They fix their rates for a set period of time and
Mortgage Express branded mortgage advisers are often asked the question, “Is it better to work with a mortgage adviser or go direct to my bank?”
Housing affordability continues to be a hot topic at the forefront of our minds, as rising house prices continue unabated across most parts of New
Most homeowners long for the day when they’ll be mortgage-free. But that can feel a bit like a distant dream with no clear path to
Working with a mortgage adviser not only puts you in the best possible position when it comes to applying for a home loan – particularly
COVID-19 has impacted not only the way we work, go to school or socialize; for many, it’s had a significant financial impact too. Job loss
Home loan interest rates have fallen to historic lows in 2020 and economists are predicting even lower mortgage interest rates in the months ahead in
I cover the whole Wellington region, including Wellington City, Lower Hutt and Upper Hutt, Porirua and Whitby.
