New Build Mortgages Wellington - Expert Guidance For Your New Home Journey

Trusted Wellington Mortgage Adviser

Need a Mortgage to Build a New Home?

You will have a lot of questions when you want to organise a mortgage when building your new home.

Donna can help you. Get in touch now for a free consultation.

Free Consultation

I cover the whole Wellington region, including Wellington City, Lower Hutt and Upper Hutt, Porirua and Whitby.

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Building a new home is an exciting opportunity to create the perfect house for you and your family. However, the journey can be complicated – especially when securing a mortgage for a new build home. It’s extremely important to make the right choice for your home so that you secure a deal that works for you.

Whether you’re a first-time homebuyer or an experienced NZ property investor, understanding the details of new build mortgages is essential if you want to make a great decision.

Choosing the right new build mortgage deal for you may seem like a stressful ordeal at first, but it doesn’t have to be if you work with a reliable mortgage broker like Donna Marks. Donna has decades of experience in the mortgage industry, so she can provide you with the guidance you need to choose a mortgage with confidence and ease.

What Is A New Build Mortgage? Construction Loans And Newly Built Homes

A new build mortgage is a kind of mortgage that is specifically designed for homes that are either under construction or houses that have been recently completed. The differences between a new build mortgage and a standard home loan are the terms and conditions that are associated with homes that aren’t yet fully built. For new builds in New Zealand, some lenders may offer specialised packages to accommodate your needs. Or, they may require that certain criteria be met.

In many cases, you may also need a construction loan along with your new build mortgage. A construction loan or construction mortgage is a type of loan where funds are released in stages as the new build home is constructed. This is to ensure the process is fully financed while protecting your home investment.

Why Work With A Mortgage Broker To Secure Mortgages? How They Help When Building A New Home

Once you begin to look at your mortgage options for your building project, you may start to feel overwhelmed at all of the new terms and detailed conditions you’ll need to read through. This is where top mortgage brokers like Donna Marks enter the picture. She can use her experience and knowledge to analyse your situation and suggest the right deals for you.

Tailored Mortgage Solutions

Every new build project is different, and every client’s new construction and mortgage needs are unique. The start of every new build mortgage process with Donna begins with a free consultation. This way, she can further understand your circumstances, budget, goals and obstacles so that she can provide you with tailored mortgage advice and guide you through the process in a way that works for you.

Access To Reliable Lenders

Donna’s extensive experience in the Wellington property market means that she’s worked with plenty of trustworthy NZ banks and lenders for clients planting their new built homes. She’ll do everything she can to discover the best new build mortgage options for you from NZ’s top lenders. Together, you can compare interest rates, loan terms and special deals from a variety of lenders.

Expert Guidance

Throughout the mortgage and new build construction process, you’ll undoubtedly have concerns and questions. Donna will always be there to provide you with support and answers about construction loans that only an experienced mortgage broker can bring. Would you like to learn more about construction loans? Do you have questions about new build home loans in general? Are you confused about certain terms? Don’t worry, Donna will help.

Clarity And Peace Of Mind

Building a new home is stressful enough; you don’t need to add to your worries by going through the mortgage process alone. Donna’s professional services can help you stay calm, level-headed and patient, regardless of what you’re dealing with. This peace will help you make good, thoughtful decisions.

Secure Great New Build Mortgages When Your New Build Wellington Home Is Under Construction

Building your dream home is exciting; make sure you get every step right with Donna Marks. Securing the right new build mortgage and construction loan is a crucial step during your building project that she can help you complete successfully.

Are you ready to start the mortgage process? Do you still have any questions regarding home loans, construction mortgages, new builds or more? Contact Donna today for support.

Did You Know?

Did you know that in most cases there is no charge for my service. I get paid by the bank when you have settled on your new property.

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Testimonials

What My Clients Say

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“Donna is such an amazing, approachable and supportive Mortgage Broker who has valuable and extensive wealth of knowledge and experience in what does does

She is always there to listen to us and provide answers to questions relating to housing loans/mortgage.

If you are looking to secure a mortgage for your dream property, we highly recommend Donna without any reservations.”

“Donna is a fantastic mortgage advisor. We approached Donna over a year ago as we were considering selling our property to potentially buy a bigger property.

We sought Donna’s assistance in financing options and strategies in purchasing another property when we already had an existing property to sell. Donna was responsive to all our questions (it was a huge learning curve for us in the current market) and provided pragmatic advice and support along our journey.

We eventually upgraded to our dream home and couldn’t have done it without Donna’s patience, advice, guidance, and support. We highly recommend Donna as a mortgage advisor. Thanks Donna”

“Donna is absolutely amazing! Our experience trying to deal with our bank directly had been terrible, especially considering one of us is staff.

I called Donna and she was sitting down with us with 24hrs and 24hr after that everything was sorted, finance in place AND we had cash refund from the bank on settlement. I cannot recommend Donna highly enough, with banks pushing services out of the branches, services from professionals like Donna are becoming more and more valuable.

House buying is stressful enough so anything that can make it easier is worth it and Donna does it brilliantly. On top of all of that she also is a really nice person to work with. Give her call, make your life easier, you will not be disappointed.”

“Without Donna on my side there’s no way I could have navigated through the incredibly complicated process of buying a home. As a first home buyer I didn’t have a clue about what was involved but Donna explained everything simply and calmly, guiding me through every aspect of the process, from my initial search to settlement day.

She handled everything to do with the bank, put me in contact with a great lawyer and did so much other homework on my behalf. When you have Donna in your corner you don’t just have an excellent Mortgage Adviser, you also have a supportive friend, a personal assistant, a cheerleader and a counsellor to talk you down when things get stressful.

I feel great stressful. I feel great knowing she’s in my corner to help me manage my mortgage moving forward.”

“Donna was a fantastic support for us when selling our first home and buying a second.

She is friendly, professional, knowledgable and responsive.

She talked us through everything we needed to know and made sure we got the best interest rates. Managing our mortgage going forward is going to be easy with her support.”

“Donna has been our mortgage broker for the last 12 months and her tenacity and perseverance secured finance for us to buy the house of our dreams when all other lenders couldn’t see our potential.

Her belief in us, her cheerful and friendly manner, her clear communication and her ability to think outside the square make her our first choice.

We intend to use her in the near future to obtain an even better financial solution to our house loan.”

“We cannot thank this woman enough, someone who thought outside the box and believed that what we were after was indeed possible where as many walked the other way.

We cannot thank you enough for helping us achieve the home we have been searching for some years.”

“My personal experience with Donna Marks was highly successful, she accomplished more in four months than three other brokers could before her over four years.

She worked tirelessly to have my finance approved, kept a strong sense of communication with me so that I understood each circumstance I faced and ensured that I was getting the best deal possible when considering my loan and insurance.

I would highly recommend Donna Marks if you a seriously looking to buy a home.”

“Donna has been great, helping us out with a number of mortgages over the past 6 years. She is really responsive and meets us in times and places that fit around our busy lives.

Donna is a great coach – asking questions that help us work out what we need for our situation at the time, and then helping us achieve that. I would happily recommend Donna to anyone looking for a mortgage broker.

Thanks for all your help, support and advice over the years.”

“After we got turned down by our own bank for a new mortgage we turned to Donna. Right from the get go we were very impressed with her. She is so easy to deal with and such a lovely lady. She managed to get us a new mortgage with another bank. Highly recommend her to anyone.”

“I have known Donna for a long time and know that she is extremely good at what she does and will go out of her way to help her clients. You couldn’t go wrong with Donna”

“We are extremely happy with our decision to approach you for help to refinance and purchase a new home. Thank you for making it possible.

We greatly appreciate all your effort and thank you for arranging everything that we needed for the tender process and the deposit – we wouldn’t have done this without your great support. It’s been an absolute pleasure working with you and thank you for being so positive on our house buy since the beginning.

We know that it’s a lot of work and you made the whole process easy for us – a massive thank you for that. Thanks a lot.”

“Thank you so much for your wonderful assistance in getting this great new home.”

“Donna helped myself and my partner – Luke to purchase our first house at 23 years of age. Donna didn’t discriminate us for our relationship status or age – as others did. Donna was honest, open, and communicated well throughout the whole experience.

Donna was efficient and used technology to establish this. This process occurred during the 2021 lockdown – Donna stayed well communicated and gave us step-by step options and tasks on what we needed to do. Donna always answered her phone when we had a question or we didn’t understand something as new house buyers.

Donna is a loving, warm, realistic person who allowed myself and my Luke to achieve our goal Thank you, Donna!.”

Your Mortgage Adviser

Buying a house is a huge life decision. Out of all of the mortgage brokers in Wellington, you need the right person on your side.

Here’s why working with Donna makes sense.