NZ Mortgage Adviser
How to Win at Auctions
While auctions can be an incredibly stressful and intensive – even intimidating – way to buy property, they are also one of the fastest and
June 1, 2023
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By Donna Marks, a Mortgage Adviser in Wellington
While auctions can be an incredibly stressful and intensive – even intimidating – way to buy property, they are also one of the fastest and
As Kiwis struggle with the rising cost of living, higher interest rates and recent weather events that caused significant damage to homes in certain regions,
In New Zealand, banks do the majority of lending for mortgages and are often the first point of contact for borrowers. But they’re not the
The changes to the Credit Contracts and Consumer Finance Act 2003 (CCCFA) announced by the Government earlier in June 2022, are due to come into
In its latest budget (May 2022), the New Zealand Government announced a raft of changes that would help more first home buyers get into their
On December 1, 2021, the laws around lending money to consumers in New Zealand were changed. Under the new regulations, all lenders are required to
In New Zealand, redraw and offset facilities are fast becoming more popular home loan features for good reason. While mortgage interest rates are an important
There’s a lot you can do to chip away at your home loan, beyond just making regular repayments. While working towards being mortgage-free usually means
Most homeowners tend to set their home loan structure and then forget about it. They fix their rates for a set period of time and
Saving a big enough deposit to buy a first home is tough, especially when house prices rise faster than you can save. The reality is
I cover the whole Wellington region, including Wellington City, Lower Hutt and Upper Hutt, Porirua and Whitby.
