First Home Buyer
Big Changes and More Opportunities for First Home Buyers
In its latest budget (May 2022), the New Zealand Government announced a raft of changes that would help more first home buyers get into their
May 31, 2022
By Donna Marks, a Mortgage Adviser in Wellington
In its latest budget (May 2022), the New Zealand Government announced a raft of changes that would help more first home buyers get into their
Following an announcement by Consumer Affairs Minister David Clark earlier in March 2022, lending restrictions, which were introduced in December 2021 under the CCCFA, will
On December 1, 2021, the laws around lending money to consumers in New Zealand were changed. Under the new regulations, all lenders are required to
In New Zealand, redraw and offset facilities are fast becoming more popular home loan features for good reason. While mortgage interest rates are an important
There’s a lot you can do to chip away at your home loan, beyond just making regular repayments. While working towards being mortgage-free usually means
Homeowners who commit more than 30 per cent of their after-tax income to paying the mortgage are likely to be feeling a form of financial
Following the move to level 4 lockdown on 17 August 2021, Government has once again triggered support for businesses and workers. Along with Government’s Wage
Most homeowners tend to set their home loan structure and then forget about it. They fix their rates for a set period of time and
With interests rates at an all-time low, the cost of servicing a mortgage has never been lower. However, rising house prices mean deposit requirements have
Nearing retirement age often leads to a mindshift in our view of property investment. The closer we get, the less appetite for risk we typically
