By Donna Marks, a Mortgage Adviser in Wellington
In its latest budget (May 2022), the New Zealand Government announced a raft of changes that would help more first home buyers get into their
Following an announcement by Consumer Affairs Minister David Clark earlier in March 2022, lending restrictions, which were introduced in December 2021 under the CCCFA, will
On December 1, 2021, the laws around lending money to consumers in New Zealand were changed. Under the new regulations, all lenders are required to
In New Zealand, redraw and offset facilities are fast becoming more popular home loan features for good reason. While mortgage interest rates are an important
Most homeowners tend to set their home loan structure and then forget about it. They fix their rates for a set period of time and
With interests rates at an all-time low, the cost of servicing a mortgage has never been lower. However, rising house prices mean deposit requirements have
Nearing retirement age often leads to a mindshift in our view of property investment. The closer we get, the less appetite for risk we typically
Mortgage Express branded mortgage advisers are often asked the question, “Is it better to work with a mortgage adviser or go direct to my bank?”
Saving a big enough deposit to buy a first home is tough, especially when house prices rise faster than you can save. The reality is
Housing affordability continues to be a hot topic at the forefront of our minds, as rising house prices continue unabated across most parts of New
I cover the whole Wellington region, including Wellington City, Lower Hutt and Upper Hutt, Porirua and Whitby.
